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Loan and Portfolio
Analysis

Elevate your understanding of your entire portfolio with our portfolio analysis. No other loan analysis tool provides the speed, power, or flexibility of Country Banker. The all-in-one software is customizable, intuitive and delivers effortless in-depth analysis.

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Loan Presentations
Made Simple

Automatic creation/generation of loan presentation further simplifies the process putting an end to duplication of data entry. Country Banker automatically merges reports - providing maximum time to complete your analysis narrative.

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Ag, Commercial, and
Consumer Borrowers

Country Banker was designed by bankers for bankers. Get immediate access to reports, including Trends & Ratios, Risk Based Pricing, Projected Cash Flows, Loan Presentations, Proforma Financials, Collateral Analysis, Credit Risk Rating, Shocks & Sensitivity, and Global Analysis.

Founding Principles

Country Banker delivers a high quality loan analysis system focused on the following Founding Principles:

Uniformity and Consistency

All lenders and all credits in one system.

 
Create Borrower Benefit

Robust analysis is an investment that customers value.

 
We Listen and Adapt

The Lending Culture is unique in each bank.

 
Less Time & Better Information

An enhanced lending experience.

 
Data is Valuable

Trust is key in banking relationships; data is valuable.

 
We Focus on Analysis

Intuitive function; focus on analysis, not mechanics.

 

Core Values

Country Banker delivers a high quality product and is focused on the following Core Values

One system should work for all your customers.  You should use the same approach for ag, commercial, and consumer analysis.

Customers are worth the investment in a robust system of analysis. You will reap rewards from fully understanding your customer’s status.

Lending and analysis philosophy is unique to each bank. You must be able to customize and update your system.

The system should enhance your lending experience. Your work load should decrease, and the quality of information you have available to make decisions should increase.

Customer data confidentiality and protection is key to banking relationships. You should own your data.

The software system should make sense from a banker’s point of view.  You should intuitively understand the system and be able to use it immediately because design was driven by bankers.

Information and analysis for a single customer and across the portfolio must be reliable. Your system should lead you to consistency and uniformity.

We like all of Country Banker. We have been happy with the support, ease of use, and report and schedule content. We value owning our own data and keeping it under our roof. The ability to export information is handy and the built-in collateral analysis is a bonus.
Michael R. Hein, Liberty Trust & Savings Bank, Durant, IA

The implementation of the Country Banker System in our credit division was a monumental step forward in the analysis and management of our credits at PLCC. Convenient to use and flexible enough to accommodate blended entities, Country Banker is the most "user friendly" product I've used in over 25 years in Ag lending. The Country Banker staff provides excellent training and the technical support we have received has been outstanding. Highly recommend!
Tim Meyer, Sr. Vice President, Producers Livestock Credit Corporation, Omaha, NE

Experience The Difference For Yourself

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Regulators & SR 11-14

Country Banker meets and exceeds Regulatory expectations for credit analysis. Country Banker Systems provides all the analysis needed as referenced in the supervisory guidance SR 11-14 plus more!
 
 
 
 
 

Efficiency

Save time and money with the integrated analytics - enter once and done.

 
 
 
 
 

Excellence

Customer Service is one of our highest priorities. We provide customized training onsite to each new client. A real person answers our support line.